The Aligned Company d/b/a Extra (“Extra”) is a technology company, not a bank. Banking
services provided by Evolve Bank & Trust or Patriot Bank, N.A. (Member FDIC), pursuant to a
license from Mastercard International. This Card can be used everywhere Debit Mastercard is
accepted. The Bank does not sponsor spending limits or credit reporting.
1Extra reports on time and late payments, which may negatively impact your credit
score. Credit scores are independently determined by credit bureaus based on a number of
factors, including your other financial transactions. Extra reports to Experian® and
Equifax®. The Extra Debit Card and related services will not remove negative credit history
from your credit report. Rewards points only available with rewards plan. Please refer to
our Terms of Service and
Cardholder Agreement for
additional details.
2To transact with your Extra Debit Card, you must have an active,
Plaid-compatible bank account linked to Extra’s services (“Partner Account”). If your
Partner Account is disconnected from Extra services for any reason, you will not be able to
use your Extra Debit Card. Within 30 days of the date of each transaction made using your
Extra Debit Card, Extra will initiate one or more ACH debits to deduct equivalent funds from
your Partner Account. These ACH debits typically deduct funds from your Partner Account
within 2 to 3 business days after initiation by Extra.
3Data based on a study of active Extra customers with good credit habits.
Individual results may vary. To learn more, please see the full study at
extra.app/study.
